💬Ask your wealth AI on WhatsApp

Your entire family's wealth, understood at last.

One AI-powered platform for every investment your family holds. Equities, mutual funds, FDs, gold, real estate, retirement, expenses, and family wealth. Connected, explained, and always up to date.

No spam, ever. We'll only email you your invite.

🔐 AES-256 encrypted🇮🇳 Data in India👁️ Read-only access
FAMILY WEALTHLive
₹0.0L
+₹49,161 (+3.81%)
₹13.4L
Equities
₹8.2L+3.81%
Mutual Funds
₹2.8L+12.4%
Real Estate
₹1.7L+8.2%
Gold
₹0.9L+18.5%
How much LTCG tax will I pay this year?
Your LTCG this year is ₹87,400. You're ₹12,600 below the ₹1L threshold. No tax due if you don't sell more.
Tax AgentMF AgentEquity Agent
Specialist agents for every domain
This month₹42,300
EMI & Loans
₹12,000
Food & Dining
₹8,400
Others
₹12,600
Shopping
₹6,200
Entertainment
₹3,100
⚠️ Food spend 40% above 3-month average
FY 2025–26
LTCG₹87,400
87% of ₹1L thresholdNo tax due ✓
STCG
₹23,100Tax: ₹4,620 @ 20%
Advance tax due
15 Mar₹4,620
💡 Harvest ₹12,600 more LTCG tax-free
NIFTY 50
22,456
+0.8%
SENSEX
74,123
+0.7%
Your holdings today
TCSStrong Q4 results
+3.2%
RELIANCE
+1.1%
HDFC Bank
-0.4%
IPOAther Energy — closes 18 Mar
74
74/100
Good
Well diversified across 9 asset classes
⚠️IT sector: 68% concentration (high)
💡Consider adding debt for stability
Equities
₹8.2L
+3.81%
Mutual Funds
₹2.8L
+12.4%
Real Estate
₹1.7L
+8.2%
Gold
₹0.9L
+18.5%
Fixed Deposits
₹1.2L
6.8% p.a.
Total₹14.8L
₹500+ Cr
Wealth tracked
500+
Families using Virasat
10,000+
AI queries answered
9+
Asset classes tracked
Sound familiar?

Every Indian family has these conversations.

Wealth scattered across apps, banks, and memory. No single picture. No clear answer.

😰

"My father has 12 FDs across 3 banks. I have no idea when they mature."

Fixed deposits maturing quietly, interest unclaimed, auto-renewed at lower rates.

🤯

"My wife has SIPs. I have stocks. We have no idea what our combined net worth is."

Your family's true wealth is invisible because no single app sees all of it.

😓

"I sold shares last year. My CA asked for LTCG. I had no clue where to start."

Tax season becomes a panic-filled excavation of old emails and broker portals.

🧓

"My parents have gold and land. That wealth exists nowhere digitally."

Generational wealth, the most important kind, has no home in any app.

📉

"I know I should diversify. But I don't know what I actually hold."

You can't rebalance what you can't see clearly.

😤

"I have 7 apps for 7 accounts. Still can't answer one simple question: am I okay?"

Fragmentation is the enemy of financial clarity.

Virasat solves all of this. In one place.

Start for free →
AI Agent

Ask anything about your wealth.
Get instant answers.

Specialist AI agents for each asset class — Equities, MF, FD, Gold, Real Estate, Retirement, Tax. Not a generic chatbot. A wealth expert who knows your portfolio.

💬
Also works on WhatsApp
Complete plan — chat with your wealth AI on any device, anytime
What's my family's net worth?Am I overweight in IT stocks?Which FD matures next?What's my LTCG liability this year?How are my SIPs performing vs Nifty?How much gold does my family hold?Which sector is dragging my returns?Am I on track for retirement at 55?
🤖
Virasat Wealth Agent
Online • Powered by Claude
What's my family's total net worth right now?
Your family's combined net worth is ₹2.84 Cr across 5 asset classes. Equities: ₹1.2 Cr (+18.4%), MF: ₹68 L, Real Estate: ₹72 L, Gold: ₹18 L, FDs: ₹26 L maturing in the next 90 days.
Which FD is maturing soonest and what should we do with it?
Your father's SBI FD of ₹8.5 L matures on March 31. Current rate is 6.8%. SBI is now offering 7.1% for 400-day deposits. Renewing at 7.1% would earn ₹2,550 more per year. Want me to add a reminder?
Ask about your wealth…
💬 WhatsApp Agent

Your wealth AI,
right in WhatsApp.

No app to open. Just message and get answers — portfolio summary, expense logging, FD maturity alerts, and AI analysis, delivered instantly on WhatsApp.

📊 "What is my net worth?" — answered in seconds
💸 "Log ₹450 for groceries" — expense saved instantly
⏰ FD maturity reminders sent automatically
🤖 Full AI portfolio analysis, anytime
🌿
Virasat AI
● Online
Net worth summary?
₹1.24 Cr total across 6 asset classes. Equities up 14.2% this year. 3 FDs maturing next month.
Log ₹200 chai
✅ ₹200 logged under Food & Dining.
Complete plan · Connect your WhatsApp number in settings
🌐 Coming Soon

हिन्दी में बात करें · Hindi support coming

Ask your portfolio questions in Hindi, Marathi, or Tamil. Wealth intelligence in the language that feels like home.

हिन्दी
मराठी
தமிழ்
తెలుగు
বাংলা
Complete coverage

Every asset your family holds.
Connected in one view.

Live prices, smart analysis, AI insights — for every asset class that matters to Indian families.

📈
Equities

Live prices from NSE/BSE. Broker sync or upload.

🌱
Mutual Funds

CAMS/KFintech import. Live NAV every evening.

🏠
Real Estate

Track properties, rental income, loan outstanding.

🪙
Gold

Physical, SGB, ETF. Live gold price updated daily.

🏦
Fixed Deposits

Maturity alerts, TDS tracking, interest income.

🎯
Retirement

EPF, PPF, NPS — corpus projection and tax benefits.

💸
Expenses

Track spending, set budgets, AI-powered categorisation.

👨‍👩‍👧
Family Wealth

Combined net worth across every family member.

🛡️
Insurance

Life, health, vehicle policies — premiums, coverage, renewals.

📦
Other Assets & Loans

Cars, jewellery, other assets and liabilities tracked.

Security & Privacy

We are custodians, not owners.

Your data stays in India, always encrypted, never sold. Your choice of where it lives.

🔐
AES-256-GCM Encryption

Bank-grade encryption at rest and in transit. Credentials never stored in plaintext.

🇮🇳
Data stays in India

AWS Mumbai ap-south-1. Same infrastructure as HDFC, ICICI, LIC. Never leaves Indian jurisdiction.

👁️
Read-only broker access

We can see your holdings. We cannot place trades or move your money.

🤖
AI gets aggregates only

Portfolio totals and percentages go to AI. Never your PAN, folio numbers, or raw transactions.

⚖️
DPDP Act 2023 compliant

Fully compliant with India's Digital Personal Data Protection Act. Your rights, protected.

🛡️
No plaintext secrets

Every token, credential, and key is encrypted before storage. Zero plaintext in our DB.

🔐
AES-256-GCM Encryption

Bank-grade encryption at rest and in transit. Credentials never stored in plaintext.

🇮🇳
Data stays in India

AWS Mumbai ap-south-1. Same infrastructure as HDFC, ICICI, LIC. Never leaves Indian jurisdiction.

👁️
Read-only broker access

We can see your holdings. We cannot place trades or move your money.

🤖
AI gets aggregates only

Portfolio totals and percentages go to AI. Never your PAN, folio numbers, or raw transactions.

⚖️
DPDP Act 2023 compliant

Fully compliant with India's Digital Personal Data Protection Act. Your rights, protected.

🛡️
No plaintext secrets

Every token, credential, and key is encrypted before storage. Zero plaintext in our DB.

🏛️
Virasat Vault

Managed on AWS Mumbai. Zero setup, full experience from day one.

☁️
My Vault

Back up to your own Google Drive. You hold the keys. We cannot see your other files.

🔄
Switch anytime

Change your vault choice at any time. Data migrated seamlessly.

📦
Export anytime

Full JSON/CSV download in one click. Your data is always portable.

🚫
Never sold or shared

Zero advertisers, zero data brokers, zero exceptions. Your data is not our product.

🗑️
Right to delete

Permanent erasure on request — investments, expenses, AI history. No questions asked.

🏛️
Virasat Vault

Managed on AWS Mumbai. Zero setup, full experience from day one.

☁️
My Vault

Back up to your own Google Drive. You hold the keys. We cannot see your other files.

🔄
Switch anytime

Change your vault choice at any time. Data migrated seamlessly.

📦
Export anytime

Full JSON/CSV download in one click. Your data is always portable.

🚫
Never sold or shared

Zero advertisers, zero data brokers, zero exceptions. Your data is not our product.

🗑️
Right to delete

Permanent erasure on request — investments, expenses, AI history. No questions asked.

Choose your vault at signup →Read our Privacy Policy →
Real families. Real results.

What Indian families say.

★★★★★

For the first time I can see everything my family owns in one place. My parents' FDs, my wife's SIPs, my own stocks. Virasat made it simple.

👨‍💼
Rahul M.
Mumbai
★★★★★

The AI answered my LTCG calculation in seconds. I used to spend an entire weekend on this before tax season.

👩‍💻
Priya S.
Bangalore
★★★★★

My father is 68. He doesn't use apps. But I manage his FDs and gold from my Virasat account. It's changed how our family handles money.

👨‍👧
Amit K.
Pune
★★★★★

Finally an app that understands Indian financial instruments. LTCG, STCG, SGB, EPF — it knows all of it.

👩‍🏫
Deepa R.
Chennai
Pricing

Simple. Honest. No surprises.

30-day free trial on all plans. No card needed to start.

Starter
30-day free trial, no card needed
₹208/mo
Free for 30 days, then ₹208/mo · Save ₹1092/yr
All asset classes (manual entry)
Import via CAS/Excel/CSV
Your choice of data vault
AI Agent: 50 queries/month
Expenses & budget tracking
Family wealth view
Retirement planning (EPF/PPF/NPS)
Tax Intelligence & CA export
Reports — PDF & Excel
Insurance tracking
Join Waitlist
Most Popular
Family
30-day free trial, no card needed
₹417/mo
Free for 30 days, then ₹417/mo · Save ₹2184/yr
All asset classes (manual entry)
Import via CAS/Excel/CSV
Your choice of data vault
AI Agent: 150 queries/month
Expenses & budget tracking
Family wealth: up to 3 members
Retirement planning (EPF/PPF/NPS)
Tax Intelligence & CA export
Reports — PDF & Excel
Insurance tracking
Join Waitlist
Best for families
Family+
30-day free trial, no card needed
₹667/mo
Free for 30 days, then ₹667/mo · Save ₹3984/yr
All asset classes (manual entry)
Import via CAS/Excel/CSV
Your choice of data vault
AI Agent: 300 queries/month
Expenses & budget tracking
Family wealth: up to 6 members
Retirement planning (EPF/PPF/NPS)
Tax Intelligence & CA export
Reports — PDF & Excel
Insurance tracking
Join Waitlist
Early Access

The wealth your family built deserves to be understood.

Join the waitlist and we will send your invite as soon as a spot opens.

No spam, ever. We'll only email you your invite.

Read our story →