💬Ask your wealth AI on WhatsApp

India's Wealth Intelligence Platform.

Track 11 asset classes. Predict moves on your holdings before they happen. Quantify your behavioral biases. Screen 1,000+ NSE stocks with institutional algorithms. Built for Indian families — not generic chatbots.

No spam, ever. We'll only email you your invite.

🔗 Angel One · CDSL · CAMS🧠 11 AI specialist agents🔐 AES-256 encrypted🇮🇳 Data in India
FAMILY WEALTHLive
₹0.0L
+₹49,161 (+3.81%)
₹13.4L
Equities
₹8.2L+3.81%
Mutual Funds
₹2.8L+12.4%
Real Estate
₹1.7L+8.2%
Gold
₹0.9L+18.5%
How much LTCG tax will I pay this year?
Your LTCG this year is ₹87,400. You're ₹12,600 below the ₹1L threshold. No tax due if you don't sell more.
Tax AgentMF AgentEquity Agent
Specialist agents for every domain
This month₹42,300
EMI & Loans
₹12,000
Food & Dining
₹8,400
Others
₹12,600
Shopping
₹6,200
Entertainment
₹3,100
⚠️ Food spend 40% above 3-month average
FY 2025–26
LTCG₹87,400
87% of ₹1L thresholdNo tax due ✓
STCG
₹23,100Tax: ₹4,620 @ 20%
Advance tax due
15 Mar₹4,620
💡 Harvest ₹12,600 more LTCG tax-free
NIFTY 50
22,456
+0.8%
SENSEX
74,123
+0.7%
Your holdings today
TCSStrong Q4 results
+3.2%
RELIANCE
+1.1%
HDFC Bank
-0.4%
IPOAther Energy — closes 18 Mar
74
74/100
Good
Well diversified across 9 asset classes
⚠️IT sector: 68% concentration (high)
💡Consider adding debt for stability
Equities
₹8.2L
+3.81%
Mutual Funds
₹2.8L
+12.4%
Real Estate
₹1.7L
+8.2%
Gold
₹0.9L
+18.5%
Fixed Deposits
₹1.2L
6.8% p.a.
Total₹14.8L
₹500+ Cr
Wealth tracked
500+
Families using Virasat
10,000+
AI queries answered
11
Asset classes tracked
🔭 Unique to Virasat — no Indian fintech has this

Intelligence that acts before you do.

Every evening, Virasat scans your holdings for overextension, resistance zones, and upcoming results — then generates a personalised brief for tomorrow's session. Not generic market news. Intelligence built from your portfolio.

📅Today's Session

What moved in your portfolio today

Per-stock % moves against your ₹ exposure
Weighted portfolio P&L for the session
Nifty / VIX / FII net flow macro strip
3 AI-generated actionable suggestions
NELCO ▲ 4.2% · ₹4.2L exposure · RSI-78 OVEREXTENDED
🔭Tomorrow's Watch

What to watch before markets open

Results due tomorrow — for your holdings only
Technical setups nearing resistance/support
VIX spike alerts & FII positioning signals
Promoter holding change triggers
📊 Infosys results tomorrow · ₹12.1L exposure · Watch closely
Early Warning Signals

Predictive cooloff detection — before it happens

OVEREXTENDED — RSI >75 + 5-day run
NEAR_RESISTANCE — approaching 52-week high
PROFIT_BOOKING — institutional pattern detected
SUPPORT_TEST — approaching key floor
HIGH ALERT · OVEREXTENDED · Action: Consider trailing SL

📰 Also includes: Portfolio-weighted news

News ranked by your ₹ exposure to each stock — not by recency or popularity. A ₹40L holding gets 4× more news coverage than a ₹10L holding.

See your portfolio brief →
Sound familiar?

Every Indian family has these conversations.

Wealth scattered across apps, banks, and memory. No single picture. No clear answer.

😰

"My father has 12 FDs across 3 banks. I have no idea when they mature."

Fixed deposits maturing quietly, interest unclaimed, auto-renewed at lower rates.

🤯

"My wife has SIPs. I have stocks. We have no idea what our combined net worth is."

Your family's true wealth is invisible because no single app sees all of it.

😓

"I sold shares last year. My CA asked for LTCG. I had no clue where to start."

Tax season becomes a panic-filled excavation of old emails and broker portals.

🧓

"My parents have gold and land. That wealth exists nowhere digitally."

Generational wealth, the most important kind, has no home in any app.

📉

"I know I should diversify. But I don't know what I actually hold."

You can't rebalance what you can't see clearly.

😤

"I have 7 apps for 7 accounts. Still can't answer one simple question: am I okay?"

Fragmentation is the enemy of financial clarity.

Virasat solves all of this. In one place.

Start for free →
Vira — AI Wealth Agent

Your wealth expert.
Knows every rupee you own.

11 specialist AI agents — equities, MF, FD, gold, real estate, tax, retirement, family, markets, insurance, and portfolio. Each routes to the right expert automatically. Powered by Claude. Trained on Indian tax law, SEBI rules, and live market context — not generic financial knowledge.

💬
Also works on WhatsApp
Family plan & above — chat with your wealth AI on any device, anytime
What's my family's net worth?Which of my holdings is technically overextended right now?Simulate what the COVID crash would do to my portfolio todayWhat is my behavioral risk score?What's my LTCG liability this year?Am I overweight in IT stocks?Which FD matures next and what rate is SBI offering now?How are my SIPs performing vs Nifty 50?Show me Quant Screener top picks for todayAm I on track for retirement at 55?What are FIIs doing in the market this week?Project my family wealth 20 years from now
🤖
Virasat Wealth Agent
Online • Powered by Claude
Is Nelco technically overextended right now?
Yes — Nelco is showing an OVEREXTENDED signal. RSI-14 is at 78, it's up 22% in 5 days, and within 2% of its 52-week high at ₹862. Probability of a short-term cooloff is high. Your exposure is ₹4.2 L. Consider setting a trailing SL at ₹810 (~6% below current).
What would a COVID-style crash do to my portfolio?
Running COVID-2020 scenario (-38% equities, -15% MF, -8% gold) against your holdings: estimated portfolio drop of ₹47.2 L from ₹2.84 Cr. Equities would fall ₹45.6 L, gold absorbs only ₹2.8 L of that loss. Your equity concentration is the main risk. Recovery estimate: 14–18 months based on 2020 trajectory.
Ask about your wealth…
Three ways to connect

Your portfolio, live in minutes.

No manual spreadsheets. Every path syncs automatically so your data stays current.

Broker OAuth — direct sync
Angel OneUpstoxDhan
Live prices updated every sync
One-click re-connect when token expires
Each broker tracked separately

🔒 Read-only access. We cannot trade.

📋CDSL direct fetch
BO ID + OTP
One fetch covers all your CDSL brokers
Zerodha, Groww, HDFC Sec and more
Imports equities, MFs, NPS and insurance

🔒 Your BO ID and OTP go directly to CDSL. Not stored by us.

📄CAS / CSV upload
CAMSKFintechCDSLNSDL
Full transaction history from CAS PDF
XIRR and LTCG/STCG calculated per fund
Works for every broker and depository

🔒 PDF parsed locally. Never sent to any external server.

💬 WhatsApp Agent

Your wealth AI,
right in WhatsApp.

No app to open. Just message and get answers — portfolio summary, expense logging, FD maturity alerts, and AI analysis, delivered instantly on WhatsApp.

📊 "What is my net worth?" — answered in seconds
💸 "Log ₹450 for groceries" — expense saved instantly
⏰ FD maturity reminders sent automatically
🤖 Full AI portfolio analysis, anytime
🌿
Virasat AI
● Online
Net worth summary?
₹1.24 Cr total across 6 asset classes. Equities up 14.2% this year. 3 FDs maturing next month.
Log ₹200 chai
✅ ₹200 logged under Food & Dining.
Family plan & above · Connect your WhatsApp number in Settings
🌐 Coming Soon

हिन्दी में बात करें · Hindi support coming

Ask your portfolio questions in Hindi, Marathi, or Tamil. Wealth intelligence in the language that feels like home.

हिन्दी
मराठी
தமிழ்
తెలుగు
বাংলা
Complete coverage

Every asset your family holds.
11 classes. One dashboard.

Live prices, specialist AI analysis, and proactive alerts — for every asset class that matters to Indian families.

📈
Equities

Live sync: Angel One, Upstox, Dhan. One-click CDSL import covers all your brokers. NSE/BSE live prices.

🌱
Mutual Funds

CAMS & KFintech CAS import. Live NAV every evening. XIRR, LTCG/STCG calculated automatically.

🏠
Real Estate

Track properties, rental income, loan outstanding, and appreciation over time.

🪙
Gold

Physical, SGB, ETF — with live MCX price. Carat-based valuation and LTCG tracking.

🏦
Fixed Deposits

Maturity alerts before they auto-renew. TDS tracking, interest income, AI-suggested renewal rates.

🎯
Retirement

EPF, PPF, NPS — corpus projection, tax benefits under 80C/80CCD, and contribution tracking.

💸
Expenses

Log spending via app or WhatsApp. AI categorises, spots patterns, and benchmarks your burn.

👨‍👩‍👧
Family Wealth

Combine net worth across every family member — parents, spouse, children. One complete picture.

🛡️
Insurance

Life, health, vehicle policies. Premium due dates, coverage gaps, 80C/80D deductions tracked.

📊
Markets & Research

FII/DII flows, NSE screener (500+ stocks), events calendar, earnings calendar. Premium.

📦
Other Assets & Loans

Cars, jewellery, and liabilities tracked. Full net worth picture including what you owe.

Security & Privacy

We are custodians, not owners.

Your data stays in India, always encrypted, never sold. Your choice of where it lives.

🔐
AES-256-GCM Encryption

Bank-grade encryption at rest and in transit. Credentials never stored in plaintext.

🇮🇳
Data stays in India

Database on AWS Mumbai ap-south-1 (Supabase). Your raw data — holdings, transactions, PAN — never leaves Indian servers.

👁️
Read-only broker access

We can see your holdings. We cannot place trades or move your money.

🤖
AI gets aggregates only

Portfolio totals and percentages go to AI. Never your PAN, folio numbers, or raw transactions. AI inference happens outside India — only sanitised numbers cross the boundary.

⚖️
DPDP Act 2023 compliant

Fully compliant with India's Digital Personal Data Protection Act. Your rights, protected.

🛡️
No plaintext secrets

Every token, credential, and key is encrypted before storage. Zero plaintext in our DB.

🔐
AES-256-GCM Encryption

Bank-grade encryption at rest and in transit. Credentials never stored in plaintext.

🇮🇳
Data stays in India

Database on AWS Mumbai ap-south-1 (Supabase). Your raw data — holdings, transactions, PAN — never leaves Indian servers.

👁️
Read-only broker access

We can see your holdings. We cannot place trades or move your money.

🤖
AI gets aggregates only

Portfolio totals and percentages go to AI. Never your PAN, folio numbers, or raw transactions. AI inference happens outside India — only sanitised numbers cross the boundary.

⚖️
DPDP Act 2023 compliant

Fully compliant with India's Digital Personal Data Protection Act. Your rights, protected.

🛡️
No plaintext secrets

Every token, credential, and key is encrypted before storage. Zero plaintext in our DB.

🏛️
Virasat Vault

Managed on AWS Mumbai. Zero setup, full experience from day one.

☁️
My Vault

Back up to your own Google Drive. You hold the keys. We cannot see your other files.

🔄
Switch anytime

Change your vault choice at any time. Data migrated seamlessly.

📦
Export anytime

Full JSON/CSV download in one click. Your data is always portable.

🚫
Never sold or shared

Zero advertisers, zero data brokers, zero exceptions. Your data is not our product.

🗑️
Right to delete

Permanent erasure on request — investments, expenses, AI history. No questions asked.

🏛️
Virasat Vault

Managed on AWS Mumbai. Zero setup, full experience from day one.

☁️
My Vault

Back up to your own Google Drive. You hold the keys. We cannot see your other files.

🔄
Switch anytime

Change your vault choice at any time. Data migrated seamlessly.

📦
Export anytime

Full JSON/CSV download in one click. Your data is always portable.

🚫
Never sold or shared

Zero advertisers, zero data brokers, zero exceptions. Your data is not our product.

🗑️
Right to delete

Permanent erasure on request — investments, expenses, AI history. No questions asked.

Choose your vault at signup →Read our Privacy Policy →
Real families. Real results.

What Indian families say.

★★★★★

For the first time I can see everything my family owns in one place. My parents' FDs, my wife's SIPs, my own stocks. Virasat made it simple.

👨‍💼
Rahul M.
Mumbai
★★★★★

The AI answered my LTCG calculation in seconds. I used to spend an entire weekend on this before tax season.

👩‍💻
Priya S.
Bangalore
★★★★★

My father is 68. He doesn't use apps. But I manage his FDs and gold from my Virasat account. It's changed how our family handles money.

👨‍👧
Amit K.
Pune
★★★★★

Finally an app that understands Indian financial instruments. LTCG, STCG, SGB, EPF — it knows all of it.

👩‍🏫
Deepa R.
Chennai
Free portfolio assessment

What does your wealth look like?

Answer two quick questions. See exactly how Virasat can help your specific situation.

Step 1 of 2

Which investments do you currently own?

Portfolio risk intelligence

What's hiding in your portfolio?

Most investors discover their portfolio's real risks only when it's too late to act. Virasat shows you — before it happens.

💥Crisis Simulation
What happens to your ₹X if 2020 repeats?
Run your exact holdings through COVID-2020, GFC-2008, demonetisation, and 2 more real Indian market crashes. See your worst-case ₹ loss — by asset class, to the rupee.
🧠Behavioral Bias Score
Are your emotions costing you 2% a year?
We detect 8 behavioral biases — panic-selling, holding losers, overtrading — from your actual transaction history. Not textbook theory. Your real patterns.
🔗Diversification Check
Think you're diversified? Check the real correlation.
Cross-asset correlation analysis shows which holdings actually protect you in a crash — and which secretly move together, leaving you exposed when it matters most.
⚖️Risk-Adjusted Returns
Are you being paid enough for the risk you're taking?
Sharpe ratio, Sortino, max drawdown, Calmar — all benchmarked against Nifty 50. A portfolio that earns less per unit of risk than Nifty is underperforming, even if returns look fine.
Analyse my portfolio's real risk →

Free to start · Takes 2 minutes to connect your portfolio

📊 Quant Screener — Premium

Institutional-grade stock screening.
Now for retail investors.

The same 7-factor scoring models hedge funds use — momentum, volume expansion, ADX trend strength, RS percentile, Weinstein Stage analysis, and more — applied to 1,000+ NSE stocks on demand.

🎯
Alpha-360 Quant Screener
7-factor institutional score. Classifies every stock: Alpha Confirmed, Reversal, Emerging, or High Runway.
📈
Swing Signals
Weinstein Stage 2 breakouts — filtered by R:R ratio (min 2:1). Entry, stop-loss, target on every signal.
💎
Hidden Gems
5D scoring — quality, growth, discovery. Finds under-owned stocks with institutional accumulation before they trend.
🕐
Screener History
Browse every past scan. Compare today's universe to last week's to see what changed.
Screen NSE stocks →
📊 Alpha-360 Screener — Today's Top Picks1,024 scanned
ZOMATOALPHA CONFIRMED
RS: 94th %ile · Stage 2 breakout
92
PERSISTENTALPHA CONFIRMED
RS: 88th %ile · Volume expansion
87
DELHIVERYEMERGING ALPHA
RS: 79th %ile · RS improving
81
KALYANKJILREVERSAL EARLY
RS: 71st %ile · Near 52w high
78
+47 more Alpha Confirmed signals · candlestick charts per signal
Wealth Projection

See your family's wealth in 2044.

Compound every asset at realistic Indian rates. See 3 scenarios — conservative, base, optimistic. Find out exactly how much more you need to invest each month to hit your 2×, 5×, or 10× milestone.

5/10/15/20/30 year horizonsAge-based target allocationsMonthly SIP impactRebalancing recommendationsFIRE number calculator
Project my family's wealth →
₹1.8Cr today → 20 year projection
Optimistic₹24.6 Cr
Base case₹14.2 Cr
Conservative₹9.1 Cr
Equity 12% · MF 11% · FD 7% · Gold 8% · Real estate 7.5% — Indian long-term return rates
Pricing

Simple. Honest. No surprises.

30-day free trial on all plans. No card needed to start.

Starter
30-day free trial, no card needed
₹208/mo
Free for 30 days, then ₹208/mo · Save ₹1092/yr
All 8 asset classes — equities, MF, gold, FD, real estate, retirement, crypto, bonds
Angel One broker sync + CAS PDF import (CDSL / NSDL / CAMS / KFintech)
Expenses & budget tracking — manual entry + WhatsApp logging
Wealth projection — 5/10/20/30 yr compound growth + rebalancing plan
Alpha Tools — Swing Signals, Hidden Gems, Stock Research, Chart Analysis, Trading Agent
Portfolio Intel Brief — unlimited AI briefs personalised to your holdings
Risk Analytics Hub — stress test, behavioral risk, correlation, risk-adjusted returns
200 AI queries/month — Vi₹a chat agent answers any wealth question
WhatsApp AI agent — portfolio questions + expense logging via chat
Proactive alerts — stock news, FD maturity, NAV changes, gold price moves
Monthly portfolio PDF report
Join Waitlist
Most Popular
Family
30-day free trial, no card needed
₹417/mo
Free for 30 days, then ₹417/mo · Save ₹2184/yr
Everything in Starter
Family wealth — link up to 3 members, combined net-worth dashboard
Investment Baskets — track curated & AI-built portfolios, drift alerts at 5%
Stock Screener — 1500+ NSE stocks, 7-factor scoring, candlestick charts
Unlimited Alpha Tools — Quant Screener, Swing Signals, Hidden Gems (no credit limits)
Portfolio Intel Brief — unlimited AI daily briefs with corporate actions & signals
Risk Analytics Hub — Behavioral Risk Index + portfolio stress test (5 Indian crash scenarios)
Risk Analytics Hub — EWMA correlation matrix + Sharpe / Sortino / Calmar metrics
Markets Intelligence — Nifty sectors, FII/DII flows, events calendar, IPO hub
Tax Intelligence — LTCG/STCG calculator, 80C gap tracker, post-tax net worth view
All report types — annual statement, tax summary, expense analytics
150 AI queries/month
Join Waitlist
Early Access

Track it. Predict it. Protect it.
Grow it — for the next generation.

Join the waitlist and we will send your invite as soon as a spot opens.

No spam, ever. We'll only email you your invite.

Read our story →