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Find Your Unclaimed Wealth
Over ₹1,00,000 Cr in shares, dividends, and deposits sits unclaimed across India. Virasat searches IEPF, insurer registers, and more — and matches against your real holdings.
Real matches. Real data. Not just a link to go check a portal yourself.
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₹70,000 Cr+
in IEPF (equity shares & dividends)
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₹42,000 Cr+
in RBI DEAF (unclaimed bank deposits)
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1 Lakh+
unclaimed insurance policies (IRDAI estimate)
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₹1,00,000 Cr+
total unclaimed wealth across India
Why ₹1 lakh crore sits unclaimed
Most people don't know they have unclaimed wealth. These are the three most common reasons it happens.
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Inheritance gap
A parent or grandparent held shares, LIC policies, or fixed deposits. They passed away — but nobody knew these existed. The assets quietly transferred to IEPF or the insurer's unclaimed fund.
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Address & bank change
Dividend cheques bounced because you moved cities. 7 bounced dividends in a row triggers automatic IEPF transfer of your shares — even if the company is still thriving.
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Forgotten old investments
A SIP started in 2009, a PPF account at a branch you never revisited, an employer's PF that was never transferred when you changed jobs. Out of sight, not out of existence.
What Virasat covers
Automated searches run in seconds. Guided portals give you pre-filled details and step-by-step walkthroughs for government portals that require login.
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IEPF Shares & DividendsAUTO
Real search across the IEPF database with fuzzy name matching + auto name variants
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Mutual Fund FoliosAUTO
CAMS + KFintech unclaimed dividends + dormant folio detection via PAN
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Insurance PoliciesAUTO
IRDAI Bima Bharosa + LIC + guided links to 8 major private insurer portals
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Bank Deposits (UDGAM)GUIDED
Step-by-step guided flow to RBI UDGAM — pre-filled details, direct portal link
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Provident Fund (EPFO)GUIDED
Find UAN via PAN, then check all past employer accounts — guided walkthrough
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Company Unclaimed AmountsGUIDED
MCA21 guided search for debenture redemptions and pre-IEPF company refunds
How it works
01
Sign up for Virasat (Starter plan or above)
02
Go to Unclaimed Wealth → enter your name, PAN, and any name variations
03
We search IEPF, insurer registers, and more — and show real matches with confidence scores
04
Get step-by-step claim instructions for each match found
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Search your unclaimed wealth
Available on Virasat Starter plan and above. Sign up free and upgrade to unlock.
Virasat searches IEPF and public government registers. Results are directional — actual balances must be confirmed with the respective authority. This is not financial or legal advice.
